Secure Your Rights After An Uber ~ Lyft Accident
When you choose a rideshare service like Uber or Lyft, you trust that your safety is a priority. However, accidents can occur, and when they do, you need a seasoned attorney to help you fight for the compensation you deserve. At Flynn Law, we understand the complexities of rideshare accidents and are here to help. Rideshare cars have $1,500,000.00 of insurance coverage to compensate you for all your losses!
Our attorneys are not only highly skilled in their field but are also dedicated to applying their considerable legal experience to achieve justice for you. We provide you with extensive resources, including direct access to a knowledgeable paralegal and a dedicated attorney who will stand by you from the initial meeting to the courtroom, if necessary.
Our team has secured millions in both settlements and verdicts. Our approach is client-centered; we strive for settlements to expedite your compensation, yet we are fully prepared to litigate vigorously when required. Our core values include genuine care for our clients, efficiency without unnecessary prolongation of legal proceedings, transparent communication, unwavering integrity and meticulous attention to detail.
Experienced Legal Representation Can Help You Obtain The Compensation You Deserve
Rideshare services have become integral to transportation in New Jersey, yet they are not without risks. Accidents can happen, and understanding your rights is crucial. Both Uber and Lyft provide coverage for their drivers during active duties, but this does not extend to off-clock periods. Given the frequency of such incidents both locally and nationally, having legal representation is essential to navigate the complexities of personal injury claims.
Common causes of these accidents include distracted driving, lack of experience, driving under the influence of drugs or alcohol, distracted driving and speeding. Recognizing these risks underscores the importance of legal expertise in addressing your claims effectively.
In New Jersey, compensation after a rideshare accident may cover economic damages like medical expenses, rehabilitation costs, lost wages and reduced earning capacity. Noneconomic damages can include compensation for pain and suffering, disfigurement and emotional distress. Our personal injury attorneys will thoroughly evaluate your claim to help maximize your recovery.
New Jersey Rideshare Laws
New Jersey has specific laws governing rideshare services to address the question of liability in accidents, which include regulations on insurance coverage, liability and passenger rights.
Determining liability can be complex when a rideshare vehicle is involved in an accident. Liability depends on the driver’s status within the rideshare app at the time of the accident:
- Driver not logged into the app: If the driver is not logged into the rideshare platform, they are considered a private individual, and only their auto insurance applies.
- Driver logged in, waiting for a ride request: In this case, the driver’s personal insurance and limited coverage provided by the rideshare company may apply. Rideshare companies like Uber and Lyft must provide $50,000 in bodily injury liability per person, $100,000 per accident and $25,000 for property damage during this period.
- Driver on the way to pick up a passenger or during a ride: Once a driver accepts a ride request or has a passenger in the vehicle, Uber and Lyft must provide higher insurance coverage. This includes up to $1.5 million in liability coverage and additional coverage for uninsured/underinsured motorists. This higher coverage applies until the passenger is dropped off.
The coverage distinctions revolve around when a driver is logged into the app and whether they have accepted a ride. Both passengers and drivers must understand that:
- Personal auto insurance does not fully protect rideshare drivers: Many personal auto insurance policies do not cover accidents that occur while a driver is engaged in rideshare activities unless the driver purchases additional coverage.
- Rideshare companies provide additional coverage: Uber and Lyft provide supplemental insurance, which is only activated under specific circumstances. If an accident occurs while a driver is not logged in or waiting for a fare, the rideshare company’s insurance will not apply, and the driver’s policy must handle the claim.
Passengers in rideshare vehicles have rights similar to those of passengers in any other motor vehicle accident. If a passenger is injured during a ride, they may be entitled to compensation for medical bills, lost wages, and pain and suffering.
In situations where the rideshare driver is at fault, passengers can pursue claims against the driver’s insurance and the rideshare company’s coverage, depending on the driver’s status at the time of the accident.
Essential Steps To Take Following A Rideshare Accident
After an accident, your immediate steps should include documenting the incident and seeking medical attention, even if injuries are not immediately apparent. You can collect evidence by taking photos and videos of the accident scene, writing down the names of witnesses and getting the driver’s information. These actions are vital for your health and to strengthen your legal case. Save any text messages from the rideshare company.
Filing a personal injury claim involves proving liability (fault) and identifying responsible parties. Our experienced lawyers are adept at navigating these legal waters to help you secure the necessary compensation to move forward with your life.
Take The First Step Toward Justice
If you or a loved one has been involved in a rideshare accident, do not hesitate to contact us. Call 888-774-2960 or complete our online contact form to schedule your free consultation, available virtually, in our Mount Laurel office or at your home.